Quick Answer: What Happens To Outstanding Medical Bills After Death?

For example, if someone co-signed a loan with the deceased, then that person would be responsible for the loan after the deceased’s estate was finalized.

If a person’s estate cannot pay back all of its final medical bills, then the rest of the bills usually go unpaid.

Do I have to pay my deceased husband’s medical bills?

You are not personally liable for your deceased husband’s medical bills. In general, family members do not inherit debt. There are, however, 3 exceptions. However, before any assets can be distributed to the heirs, all known debts must be paid by the executor.

What debts are forgiven when you die?

Your estate is everything you owned at the time of your death. The process of paying your bills and distributing what’s left is called probate. The executor of your estate, the person responsible for dealing with your will and estate after your death, will use your assets to pay off your debts.

Do you have to pay a deceased person’s medical bills?

But check state law. Close to 30 states have what’s known as “filial responsibility” statutes. Those require adult children to pay for a deceased parent’s unpaid medical debts, such as those to hospitals or nursing homes, when the estate cannot.

Is a spouse responsible for medical bills after death?

Generally in community property states, debt incurred by a spouse for the benefit of the family is considered a “community” debt, and therefore the spouse is responsible for repaying that debt. You may or may not have liability for your deceased spouse’s debt based on your state’s community property laws.